A little bit about me…
I am a native Californian but now live in Idaho. My office is in my home, a 1910 Craftsman house in a little town of 5600 people called Weiser. I work with a team of industry leaders that work behind the scenes to find the best products, educational opportunities, licensing and compliance oversight and stream-lined processing of client requests.
Since obtaining my insurance license in 2005 I have specialized in providing health insurance options and solution tailored to your needs. I work with many different plans and carriers, stay current on industry changes, complete annual training, and have compliance certifications in multiple states. I strive to ensure that the plans I offer will meet your Insurance needs.
My industry leading team and I will work hard to consistently offer you excellent follow-through and the highest level of client satisfaction.
Why Choose CMS Insurance Services?
Experience
With 17+ years of experience, Christina knows how to artfully navigate the complexities of health insurance.
Local Insight
Christina knows the in’s and out’s of a small-town lifestyle and can help you find the perfect policy.
Customer Service
Hundreds of loyal customers agree…Christina is the one to talk to about insurance!
Knowledge
Christina will provide a variety of insurance options, giving you peace of mind about this important decision.
Products & Services
Medicare
When turning 65 or retiring and enrolling in Medicare there are numerous options and choices. I can help make sense of the choices you have and walk you through the entire process to ensure you have a smooth transition to Medicare coverage.
Eligibility and Enrollment
When and Where to Sign Up
Premium Information
Parts A, B, C & D
Availability in your area
What is covered or not covered
Deductibles and Co-Pays
Supplimental Plans
Medicare Advantage Plans
Prescription Drug Plans
Families & Individuals
At some point in life, you may find that you need an individual or family health insurance plan. If you do, you will find that buying insurance as an individual isn’t as simple as calling an 800 number or logging on to a state insurance exchange. More often than not, you will find that you are not eligible for the insurance or premium quoted!
Let me help you avoid all the pitfalls of navigating the insurance marketplace alone! I can help you with any of the following:
Eligibility and Enrollment Periods
Document Requirements
Residency Requirements
Understanding Deductibles
Co-Insurance
Knowing the difference between PPO, HMO, EPO, and POS plans
High Deductible Plans
Understanding Out-of-Pocket limits
In-Network vs. Out of Network
Insurance Marketplace
Knowing the difference between Bronze, Silver, Gold & Platinum plans
Small Group Coverage (Idaho Only)
Whether you are an employer of 2 or 25, I can help you provide health insurance benefits to your employees.
We do not offer every plan available in your area. Any information we provide is limited only to those plans we do offer. Please please consult www.medicare.gov or contact 1-800-MEDICARE to get information on all of your options.Customer Reviews
On Our Side
“Christina has been our Medical Insurance agent for the past several years. Christina's dedication and expertise in medical insurance helped us to make sound decisions that addressed my husband's needs which differed from mine. We found out that as we moved from one state to another, coverage's varied from what was offered/available in each state. She has always had our best interest at heart. We have recommended her to other family members and friends.” - RF
Extremely Helpful
“I met with Christina for a review of my Medicare coverage during the open enrollment period. Once she reviewed what I had, she was quick to let me know that I had great coverage and no changes needed to be made. Even though, she is not officially my agent, she is always available when I have questions. I appreciate her honesty and straightforward approach which is so hard to find these days.” - LW
Community Involvement
Living in a small town, surrounded by small towns, it is all about community. Neighbors pitching in to help each other, celebrating each other’s successes and special moments and mourning together in loss. I like to align myself and volunteer my time with organizations that have similar core values that I can be proud to represent.
Rotary is a worldwide organization but has local clubs like the one I belong to that concentrates on projects and needs in our own back yard.
The Wildland Firefighter Foundation provides direct assistance to Wildland Firefighters and their families. As the wife of a retired Wildland Firefighter and bonus mother to four more, I have seen up close and personal the value of this organization.
BNI is my business community. It is a worldwide networking organization with local chapters. My chapter has enabled me to provide my clients, friends, and family with quality business referrals for everything from painting a room to investing for their future.
I am also involved in my local Chamber of Commerce, volunteer at our senior center, and stay informed and involved in local government.
I’d love it if you would join me in supporting these fantastic community-minded organizations.