CHOOSING THE
RIGHT PLAN FOR
YOUR LIFESTYLE.
WHEN CHOOSING A MEDICARE PLAN, YOU CAN CONSIDER THINGS LIKE YOUR HEALTH CARE NEEDS, BUDGET, AND OTHER FACTORS.
Why Choose CMS CARES (Insurance Services)?
Experience
With 20 years of experience, CMS CARES knows how to artfully navigate the complexities of health insurance.
360° Insight
CMS CARES knows small towns and big cities and can help you find the perfect policy no matter where you choose to live.
Customer Service
20 years of loyal customers agree… Agent Christina M. stanley is the one to talk to about your insurance options.
Knowledge
AGent christina will provide a variety of insurance options, giving you peace of mind about this important decision.
Products & Services
Medicare
When turning 65 or retiring and enrolling in Medicare there are numerous options and choices. I can help make sense of the choices you have and walk you through the entire process to ensure you have a smooth transition to Medicare coverage.
Eligibility and Enrollment
When and Where to Sign Up
Premium Information
Parts A, B, C & D
Availability in your area
What is covered or not covered
Deductibles and Co-Pays
Supplimental Plans
Medicare Advantage Plans
Prescription Drug Plans
Families & Individuals
At some point in life, you may find that you need an individual or family health insurance plan. If you do, you will find that buying insurance as an individual isn’t as simple as calling an 800 number or logging on to a state insurance exchange. More often than not, you will find that you are not eligible for the insurance or premium quoted!
Let me help you avoid all the pitfalls of navigating the insurance marketplace alone! I can help you with any of the following:
Eligibility and Enrollment Periods
Document Requirements
Residency Requirements
Understanding Deductibles
Co-Insurance
Knowing the difference between PPO, HMO, EPO, and POS plans
High Deductible Plans
Understanding Out-of-Pocket limits
In-Network vs. Out of Network
Insurance Marketplace
Knowing the difference between Bronze, Silver, Gold & Platinum plans
We do not offer every plan available in your area. Currently we represent 13 organizations which offer 0-10 products in your area. Please contact Medicare.gov, 1-800-medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
ABOUT OUR FOUNDER
ABOUT OUR FOUNDER
Since obtaining her insurance license in 2005, Christina has specialized in providing health insurance options and solutions tailored to your needs. Christina works with many different plans and carriers, stays current on industry changes, completes annual training, and has compliance certifications in multiple states. christina strives to ensure that the plans cms cares offers will meet your Insurance needs.
cms cares industry leading team and christina will work hard to consistently offer you excellent follow-through and the highest level of client satisfaction.
CHRISTINA M. STANLEY FORMERLY OF California, and now IS A Weiser Resident Since 2017, AND IS LOVING EVERY MINUTE OF IT. THE CMS CARES office is in THE HEART OF DOWNTOWN. SHE workS with a DEDICATED team of industry leaders WHO work behind the scenes to find the best products, educational opportunities, licensing and compliance oversight, and stream-lined processing of client requests.
Enrollment Guide
Important Dates to remember
Your Birthday
Medicare Initial Enrollment Period – Three months before, the month of and three months after the month you turn 65.
October 15 - Dec. 7:
Medicare Annual Election Period:
Medicare Advantage and Part D Prescription Drug Plans begin accepting applications for the upcoming year for plans that go into effect January 1.
JANUARY 1:
• Reset of Medicare deductibles
• Newly selected Medicare Advantage and Prescription Drug Plans go into effect
January 1 – March 31:
Medicare General Enrollment Period
If you did not enroll in Medicare WHEN first eligible, you can sign up during this period. Signing up through the GEP means you will have to pay a Part B premium penalty.
Medicare Advantage Open Enrollment Period
If you have a Medicare Advantage Plan, you can switch to a different Medicare Advantage or Original Medicare with or without drug coverage. You cannot make any changes if you have Original Medicare.
Individual/Family Plans Dates to Remember
November 1 – January 15:
Marketplace Open Enrollment
• Sign up for a health insurance plan or make changes to a plan in which you are already enrolled for plans effective January 1 or February 1 depending on enrollment date.
•Enrollment dates may vary by state and circumstances.
Customer Reviews
Visit Us
536 state street, ste 3
weiser, id 83672
Hours
Monday–thursday
9am–5pm
Friday
by appointment only
contact us
(208) 922-7020
(530) 233-0334
Community Involvement
Living in a small town, surrounded by small towns, it is all about community. Neighbors pitching in to help each other, celebrating each other’s successes and special moments and mourning together in loss. I like to align myself and volunteer my time with organizations that have similar core values that I can be proud to represent.
elks invest in their communities through programs that help children grow up healthy and drug-free, meet the needs of today's veterans, and improve the quality of life.
The Wildland Firefighter Foundation Provides direct assistance to Wildland Firefighters and their families. As the wife of a retired Wildland Firefighter and bonus mother to four more, I have seen up close and personal the value of this organization.
Letip Is my business community. It is an international networking organization with local chapters. My chapter has enabled me to provide my clients, friends, and family with quality business referrals for everything from painting a room to investing for their future.
I’d love it if you would join me in supporting these fantastic community-minded organizations.