CHOOSING THE

RIGHT PLAN FOR

YOUR LIFESTYLE.

WHEN CHOOSING A MEDICARE PLAN, YOU CAN CONSIDER THINGS LIKE YOUR HEALTH CARE NEEDS, BUDGET, AND OTHER FACTORS.


 Why Choose CMS CARES (Insurance Services)?

CMS-experience

Experience

With 20 years of experience, CMS CARES knows how to artfully navigate the complexities of health insurance.

360° Insight

CMS CARES knows small towns and big cities and can help you find the perfect policy no matter where you choose to live.

CMS-Customers

Customer Service

20 years of loyal customers agree… Agent Christina M. stanley is the one to talk to about your insurance options.

CMS-knowledge

Knowledge

AGent christina will provide a variety of insurance options, giving you peace of mind about this important decision.

 

 Products & Services

Medicare

When turning 65 or retiring and enrolling in Medicare there are numerous options and choices. I can help make sense of the choices you have and walk you through the entire process to ensure you have a smooth transition to Medicare coverage.

  • Eligibility and Enrollment

  • When and Where to Sign Up

  • Premium Information

  • Parts A, B, C & D

  • Availability in your area

  • What is covered or not covered

  • Deductibles and Co-Pays

  • Supplimental Plans

  • Medicare Advantage Plans

  • Prescription Drug Plans

Families & Individuals

At some point in life, you may find that you need an individual or family health insurance plan. If you do, you will find that buying insurance as an individual isn’t as simple as calling an 800 number or logging on to a state insurance exchange. More often than not, you will find that you are not eligible for the insurance or premium quoted!

Let me help you avoid all the pitfalls of navigating the insurance marketplace alone! I can help you with any of the following:

  • Eligibility and Enrollment Periods

  • Document Requirements

  • Residency Requirements

  • Understanding Deductibles

  • Co-Insurance

  • Knowing the difference between PPO, HMO, EPO, and POS plans

  • High Deductible Plans

  • Understanding Out-of-Pocket limits

  • In-Network vs. Out of Network

  • Insurance Marketplace

  • Knowing the difference between Bronze, Silver, Gold & Platinum plans

We do not offer every plan available in your area. Currently we represent 13 organizations which offer 0-10 products in your area. Please contact Medicare.gov, 1-800-medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

 
 

ABOUT OUR FOUNDER

ABOUT OUR FOUNDER

Since obtaining her insurance license in 2005, Christina has specialized in providing health insurance options and solutions tailored to your needs.  Christina works with many different plans and carriers, stays current on industry changes, completes annual training, and has compliance certifications in multiple states.  christina strives to ensure that the plans cms cares offers will meet your Insurance needs.

cms cares industry leading team and christina will work hard to consistently offer you excellent follow-through and the highest level of client satisfaction.

CHRISTINA M. STANLEY FORMERLY OF California, and now IS A Weiser Resident Since 2017, AND IS LOVING EVERY MINUTE OF IT. THE CMS CARES office is in THE HEART OF DOWNTOWN.  SHE workS with a DEDICATED team of industry leaders WHO work behind the scenes to find the best products, educational opportunities, licensing and compliance oversight, and stream-lined processing of client requests.

 

 Enrollment Guide

Important Dates to remember

Your Birthday

Medicare Initial Enrollment Period – Three months before, the month of and three months after the month you turn 65.

October 15 - Dec. 7:

Medicare Annual Election Period:

Medicare Advantage and Part D Prescription Drug Plans begin accepting applications for the upcoming year for plans that go into effect January 1.

JANUARY 1:

• Reset of Medicare deductibles

• Newly selected Medicare Advantage and Prescription Drug Plans go into effect

January 1 – March 31:

Medicare General Enrollment Period

If you did not enroll in Medicare WHEN first eligible, you can sign up during this period. Signing up through the GEP means you will have to pay a Part B premium penalty.

Medicare Advantage Open Enrollment Period

If you have a Medicare Advantage Plan, you can switch to a different Medicare Advantage or Original Medicare with or without drug coverage. You cannot make any changes if you have Original Medicare.

Individual/Family Plans Dates to Remember

November 1 – January 15:

Marketplace Open Enrollment

• Sign up for a health insurance plan or make changes to a plan in which you are already enrolled for plans effective January 1 or February 1 depending on enrollment date.

•Enrollment dates may vary by state and circumstances.

 

 Customer Reviews

 
CMS-reviews

On Our Side

“Christina has been our Medical Insurance agent for the past several years. Christina's dedication and expertise in medical insurance helped us to make sound decisions that addressed my husband's needs which differed from mine. We found out that as we moved from one state to another, coverage's varied from what was offered/available in each state.  She has always had our best interest at heart. We have recommended her to other family members and friends.” - RF

CMS-reviews

Extremely Helpful

“I met with Christina for a review of my Medicare coverage during the open enrollment period. Once she reviewed what I had, she was quick to let me know that I had great coverage and no changes needed to be made. Even though, she is not officially my agent, she is always available when I have questions. I appreciate her honesty and straightforward approach which is so hard to find these days.” - LW

 

Visit Us

536 state street, ste 3
weiser, id 83672

Hours
Monday–thursday
9am–5pm

Friday
by appointment only

contact us
(208) 922-7020
(530) 233-0334

 

 

 Community Involvement

Living in a small town, surrounded by small towns, it is all about community. Neighbors pitching in to help each other, celebrating each other’s successes and special moments and mourning together in loss. I like to align myself and volunteer my time with organizations that have similar core values that I can be proud to represent.

elks invest in their communities through programs that help children grow up healthy and drug-free, meet the needs of today's veterans, and improve the quality of life.

The Wildland Firefighter Foundation Provides direct assistance to Wildland Firefighters and their families. As the wife of a retired Wildland Firefighter and bonus mother to four more, I have seen up close and personal the value of this organization.

Letip Is my business community. It is an international networking organization with local chapters. My chapter has enabled me to provide my clients, friends, and family with quality business referrals for everything from painting a room to investing for their future.

I’d love it if you would join me in supporting these fantastic community-minded organizations.